Your Retirement Plan Distribution Options

Accumulation of IRA and retirement assets is the first step in achieving confidence in your financial future. Proper distribution of those assets is equally, if not more important. A non-smoking man and his wife, both age 62, will statistically have another 30 years before the last one dies. There lies the need, at a minimum, to maintain the purchasing power of their accumulated assets.

Contact me to discuss whether an individual 401k plan is right for you.

401(k) Plans

Plan fiduciaries must carefully document the processes they have followed in fulfilling their duties. A complete and detailed due diligence file will help illustrate the prudent steps you have taken in fulfilling your fiduciary responsibilities.

One of our primary vendors will analyze your plan at no cost or obligation.

Contact Doug at (817) 483-7635 to receive your free analysis.

401(k) Plan Alternatives

Most small business owners think of a 401(k) plan when they set out to establish a pension plan.Although this might be a great fit, the menu of alternatives for small businesses has grown richer in recent years.Owners can choose the low-cost, low-maintenance Simplified Employee Pension (SEP) plan or a Savings Incentive Match Plan for Employees (SIMPLE).

In addition, owners can maximize contributions with a Profit Sharing Plan and have close control with a Money-purchase plan.


The Tax Relief Act of 2001 enhanced many tax advantaged retirement products to help you bolster your retirement savings.Expanded contribution limits, increased rollover flexibility and catch-up provisions are only some of the benefits Congress enacted.In fact, this landmark legislation created an entirely NEW retirement option specifically for sole proprietors life yourself.

The information being provided is strictly as a courtesy. When you link to any of these web-sites provided herein, SagePoint Financial, Inc. makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site.

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